Rates

Loans | Savings | Certificates

RATES AS OF NOVEMBER 10, 2008

Click here for our Mortgage Rates table or receive a custom rate quotation.

Loans	Annual Percentage Rate***	Term	Payment per $1000 Borrowed
New Auto 2006-2008	4.25	24	$43.54	Calculator
New Auto 2006-2008	5.00	36	$29.79	Calculator
New Auto 2008-2008	5.50	48	$23.26	Calculator
New Auto 2006-2008	6.00	60	$19.24	Calculator
New Auto 2006-2008	7.00	72	$17.05	Calculator
Used Auto Before 2006 (up to 90% of book value)	6.25	24	$44.44	Calculator
Used Auto Before 2006 (up to 90% of book value)	6.75	36	$30.77	Calculator
Used Auto Before 2006 (up to 90% of book value)	7.50	48	$24.18	Calculator
New Boats & RV's	7.50	24	$45.00	Calculator
New Boats & RV's	7.75	36	$31.23	Calculator
New Boats & RV's	8.25	48	$24.54	Calculator
New Boats & RV's	8.50	60	$20.52	Calculator
New Boats & RV's	9.50	84	$16.35	Calculator
Used Boats & RV's	8.25	24	$45.35	Calculator
Used Boats & RV's	9.00	36	$31.80	Calculator
Used Boats & RV's	9.25	60	$20.88	Calculator
Used Boats & RV's	10.00	84	$16.61	Calculator
Unsecured/Personal	10.25	12	$88.04	Calculator
Unsecured/Personal	11.00	18	$60.52	Calculator
Unsecured/Personal	12.00	24	$47.08	Calculator
Unsecured/Personal	13.00	30	$39.23	Calculator
Unsecured/Personal	13.50	36	$33.94	Calculator
Unsecured/Personal	13.50	48	$27.08	Calculator
Unsecured/Personal	13.50	60	$23.01	Calculator
Visa Credit Card	15.90	n/a	n/a	Calculator
Visa-Payroll Deducted	14.90	n/a	n/a	Calculator
Visa-Savings Secured	11.95	n/a	n/a	Calculator
Line of Credit	18.00	36	n/a	Calculator
Loan Special (5K Max)	9.25	12	$87.57	Calculator
Savings Secured	5.00	60	$18.88	Calculator
Certificate Secured	2% Above	Cert. Maturity	n/a	Calculator

***Rate may be higher for refinance of a delinquent loan.
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Savings

Savings	Dividend Rate	APY*	Term	Balance Required to Earn Rate
Money Management >$2,499.99 <$25,000.00	1.00	1.01	n/a
Money Management >$24,999.99 <$1,200,000.01	1.25	1.01 to 1.26	n/a
Regular Savings	0.25	0.25	n/a
Checking Account	0.00	0.00	n/a
Christmas Club	0.25	0.25	n/a
Vacation Club	0.25	0.25	n/a
IRA Variable	1.15	1.16	n/a
Tax Escrow	0.25	0.25	n/a
Visa Savings	0.25	0.25	n/a

*APY= Annual Percentage Yield

$2500.00 Minimum Balance to open / obtain the APY for Money Management Accounts

$25.00 Minimum Balance to open / obtain the APY for Regular Savings Accounts

Rates are subject to change

Fees may reduce earnings
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Certificates

Certificates	Dividend Rate	APY*	Term
3 Month Certificate	2.50	2.53	3
6 Month Certificate	2.75	2.78	6
9 Month Certificate	3.05	3.09	9
12 Month Certificate	3.35	3.39	12
15 Month Certificate	3.40	3.45	15
18 Month Certificate	3.50	3.55	18
24 Month Certificate	3.60	3.65	24
30 Month Certificate	3.65	3.70	30
36 Month Certificate	3.75	3.80	36
48 Month Certificate	3.90	3.96	48
60 Month Certificate	4.10	4.16	60

*APY= Annual Percentage Yield

$500.00 Minimum balance to open / obtain the APY

A penalty may be imposed for early withdrawal of certificates.
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