Let us cool you down with our… HOT!!! HELOC. 

Use the value in your home to…

  • Renovate your home
  • Take a vacation
  • Invest in education
  • Start an emergency fund




Effective as of May 30, 2019.


Program Introductory APR* APR* Loan To Value Payment Per $1,000 Term
Monthly Variable 2.99% (for the first 12 months) Then Prime – .50% (Currently 5.00%) 80% of appraised value of the home n/a 10 year draw/20 year payback

*Variable Annual Percentage Rate (APR) is subject to change. The APR will be based on The Wall Street Journal Prime Rate (Prime) published on the first bank business day following the 24th of each month. As of 4/30/2019, the Prime Rate was 5.50%. Minimum 2.99% APR; maximum 18% APR. Minimum line $15,000; Maximum line $250,000 with a minimum draw of $15,000. Maximum combined loan-to-value based on satisfactory value of the property as determined by Tremont Credit Union equaling 80%. Introductory rate subject for new HELOC with Tremont CU only. Available for 1-4 family owner-occupied in Norfolk, Suffolk, and Middlesex counties only. Property insurance required, including flood insurance if applicable. Maximum term is 360 months. Minimum payment of interest-only during the 120 months line access (draw period). Principal and interest payments during the 240 month no line access (repayment period). Must have a member share account in good standing. Other restrictions may apply. Offer subject to change without notice. Subject to credit approval. NMLS #789578.

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