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Holiday Loan - 6.99% APR* with no payment for 90 Days

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*Annual Percentage Rate (APR) effective date, 11/4/2019. Rate and term are dependent on credit qualifications (Minimum FICO score of 680). 6.99% APR is dependent on auto pay from a Tremont Credit Union checking account, otherwise, .50% will be added to the final rate. Loan amounts up to $5,000, with terms up to 12 months. 12 month term at 6.99% APR with an estimated monthly payment of $86.62, per every $1,000 borrowed. Delay your loan payment for the first 90 days, or the first payment will be due in 45 days. Interest begins accruing upon disbursement of the loan. Offer expires December 31, 2019. A Tremont Credit Union Membership is required for loan funding and membership requires a $30 minimum deposit in a regular savings account.

Auto Loan Special: $100 Gas Gift Card when you mention seeing this ad* 

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 *Must mention this ad for $100 gas card upon loan closing. One offer per household. Limited time only, offer is subject to change at any time. Offer may end at any time. Tremont Credit Union Membership is required for loan funding. Membership requires a $30 minimum deposit in a Regular Savings Account. New members may apply for membership Online or at one of our four Boston-area branch locations.

Mortgage Special: $1,000 off closing costs when you mention seeing this ad** 

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**Tremont Credit Union’s Special $1,000 Closing Cost Credit Mortgage offer is valid for new mortgage loans and refinanced mortgage loans. This offer is not available to refinance an existing Tremont Credit Union mortgage loan. To qualify for the $1,000.00 closing cost credit, members must apply and close on a mortgage loan in the amount of $250,000.00 or greater and sign up for automatic monthly mortgage payments using a Tremont Credit Union Checking Account (new or existing) at loan closing. The $1,000.00 closing cost credit offer is available for a limited time only and is subject to change without notice. Offer may end at any time. One offer per household.

Hot HELOC! 2.99% APR+ for the first 12 months then Prime Minus .50%++ 

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+APR is Annual Percentage Rate. ++Variable Annual Percentage Rate (APR) is subject to change. The APR will be based on The Wall Street Journal Prime Rate (Prime) published on the first bank business day following the 24 of each month. As of 8/1/2019, the Prime Rate was 5.25%. Minimum 2.99% APR; maximum 18% APR. Minimum line $15,000; Maximum line $250,000 with a minimum draw of $15,000. Maximum combined loan-to-value based on satisfactory value of the property as determined by Tremont Credit Union equaling 80%. Introductory rate subject for new HELOC with Tremont CU only. Available for 1-4 family owner-occupied in Norfolk, Suffolk, and Middlesex counties only. Property insurance required, including flood insurance if applicable. Maximum term is 360 months. Minimum payment of interest-only during the 120 months line access (draw period). Principal and interest payments during the 240 month no line access (repayment period). Must have a member share account in good standing. Other restrictions may apply. Offer subject to change without notice. Subject to credit approval.