Checking

At Tremont Credit Union, you can choose from a variety of different Checking Account options. We have everything from the standard Basic Checking to Kasasa® Rewards Checking.

Kasasa “Rewards” Checking & Saver Accounts: Now available!

With these new products, members can enjoy high-interest checking accounts, cash back rewards on debit card purchases, or refunds on purchases through iTunes®, Amazon®, or Google Play™!

These accounts will offer:

• Refunds on ATM withdrawal fees, nationwide
• Kasasa Protect®, a comprehensive fraud protection option
• No minimum balance to earn rewards
• No monthly maintenance fee

 

Kasasa Cash® Kasasa Cash Back® Kasasa Tunes®
Free checking x x x
Monthly reward 2.50% APY* paid on balances up to $25,000

0.05% APY* paid even when qualifications aren’t met

2.00% cash back on debit card purchases (up to $7 every month)* $10 in refunds for iTunes®, Amazon®, or Google Play™ purchases every month. Get $20 in refunds at account opening.
Refunds on ATM withdrawal fees nationwide* Up to $25 per month* Up to $25 per month* Up to $25 per month*
No minimum balance to earn rewards x x x
No monthly maintenance fees x x x
Free debit card & online banking x x x
Unlimited checking x x x
Kasasa Saver® available x x
Minimum deposit to open $25 $25 $25

 

Open the Kasasa® account that’s right for you!

High-InterestAccount

Kasasa Cash®High-Interest Checking Account that offers 2.50% APY* on balances up to $25,000.

  • To qualify, you must receive e-statements, conduct 12 debit card purchases each month, and receive at least 1 Direct Deposit, ACH Credit, or ACH Payment transaction to your Kasasa Checking Account
Kasasa Cash

Cash-Back Rewards

Kasasa Cash Back®: Earn 2.00% cash back on your purchases with your Tremont CU debit card!*

  • To qualify, you must receive e-statements, conduct 12 debit card purchases each month, and receive at least 1 Direct Deposit, ACH Credit, or ACH Payment transaction to your Kasasa Checking Account
Kasasa Cash Back

Refunds on Purchases

Kasasa Tunes®: Earn up to $10 in refunds each month on purchases through Amazon®, iTunes®, or Google Play™.*

  • To qualify, you must receive e-statements and conduct 12 debit card purchases each month
Kasasa Tunes

Open your Kasasa  Account today!

Stop by any Tremont CU branch to open your account.

View Branch Locations

 


*Qualification Information: Account transactions and activities may take one or more Banking Days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s re­wards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM trans­actions and purchases made with debit cards not issued by our credit union. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: Rewards vary by account. Depending on what Kasasa account you open, you will receive the following rewards when you meet your account’s qualifications during a Monthly Qualification Cycle:

Kasasa Cash: Balances up to $25,000 receive APY* of 2.50%; and balances over $25,000 earn 0.25% interest rate on the portion of balance over $25,000, resulting in a range from 0.70% to 2.50% APY* depending on the account’s balance.

Kasasa Cash Back: 2.00% cash back on up to a total of $350.00 PIN-based and/or signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $7.00 cash back may be earned per Monthly Qualification Cycle.

Kasasa Saver: (if linked to a Kasasa Cash or Kasasa Cash Back account): Balances up to $25,000 in your Kasasa Saver account receive an APY of 1.00% and balances over $25,000 earn 0.25% interest rate on the portion of balance over $25,000, resulting in a range from 0.40% to 1.00% APY depending on the account’s balance.

Kasasa Tunes: you will earn up to an aggregate total of $10 (which includes any applicable taxes) in refunds for any iTunes, Amazon.com or Google Play purchases. In order to be refunded, iTunes, Amazon.com, Google Play purchases must be made with your Tremont Credit Union Kasasa Tunes debit card and must post and settle to your account before the Monthly Qualification Cycle in which you qualified ends.

ATM Fee Refunds: you will receive reimbursements up to $25 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. ATM re­ceipt must be presented within sixty (60) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher.

When your Kasasa account qualifications are not met all balances in a Kasasa Cash account earns 0.05% APY*; all balances in a Kasasa Saver account earn 0.05% APY; cash back payments are not made and ATM fees are not reimbursed. Rewards and ATM fee reimbursements will be credited to the appropriate Kasasa account on the last day of the current statement cycle. Automatic transfers to Kasasa Saver occur within one business day. This automatic transfer may cause an overdraft to your Kasasa Cash account, if the respective account’s balance is less than the transferred amount when transfer occurs. *When linked to the Kasasa Saver account, the interest earned within the Kasasa Cash account does not compound since it is automatically transferred to the Kasasa Sav­er account. Due to non-compounding, the actual interest amount transferred from the Kasasa Cash account to the Kasasa Saver account may be less than the advertised Kasasa Cash APY*, if the advertised APY* is represented without a linked Kasasa Saver account.

APY = Annual Percentage Yield. APYs accurate as of 06/06/2018. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Additional Informa­tion: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $25 minimum deposit is required to open the account. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account’s qualifications. A Tremont Credit Union Regular Savings Account is required to be open and maintained with a balance of at least $30. Limit 1 account per social security number/tax identification number. There are no recurring monthly maintenance charges or fees to open or close this account. A Kasasa Cash or Kasasa Cash Back account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. Contact one of our credit union service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. MSIC. iTunes is a registered trademark of Apple, Inc. Amazon is a registered trademark of Amazon.com. Google Play is a registered trademark of Google Inc. Apple Inc., Amazon.com and Google is/are not participants in or sponsors of this program.

 

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How do Checking Accounts work?

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