Rates


Auto Loans                     APPLY NOW

Effective as of: July 1, 2017

Model YearTerm (in months)Maximum AmountAPR* as low asMonthly Payment per $1,000 **
2016 or 2017 (A)(D)up to 84$60,0003.99%$13.66 **
2016 or 2017 (A)(D)up to 60$60,0001.99%$17.52 **
2007-2015 (A) (E)up to 72$60,0004.99%$16.10 **
2007-2015 (A) (E)up to 60$60,0003.99%$18.41 **

* APR is Annual Percentage Rate. Rate and term are dependent on credit qualifications and repayment method. 
** This sample payment is based on the maximum term available and the listed APR
(A) Rate includes an automatic repayment plan such as payroll deduction or automatic payment; otherwise add an additional 0.50% to the listed APR
(D) Definition of new vehicle, motorcycle, boat is the current calendar year and the previous calendar year
(E) Maximum age of used vehicle/motorcycle/boat: 10 years old

Motorcycle, Boat, and RV Loans                     APPLY NOW

Effective as of: July 1, 2017

Loan TypeModel YearTerm (in months)Maximum AmountAPR* as low asMonthly Payment per $1,000 **
New Motorcycle (A)(D)2016 or 2017up to 84$60,0003.99%$13.66
New Motorcycle (A)(D)2016 or 2017up to 60$60,0001.99%$17.52
Used Motorcycle (A)(D)2007-2015up to 72$60,0004.99%$16.10
Used Motorcycle (A)(D)2007-2015up to 60$60,0003.99%$18.41
New Boat (A)(D)2007-2015up to 240$200,0006.99%$19.81
New Boat (A)(D)2007-2015up to 60$200,0004.99%$18.87
Used Boat (A)(E)2007-2015up to 180$200,0008.74%$20.64
Used Boat (A)(E)2007-2015up to 60$200,0007.49%$20.03
New RV (A)(D)2007-2015up to 240$200,0006.99%$19.81
New RV (A)(D)2007-2015up to 60$200,0004.99%$18.87
Used RV (A)(F)2007-2015up to 180$200,0008.74%$20.64
Used RV (A)(F)2007-2015up to 60$200,0007.49%$20.03

* APR is Annual Percentage Rate. Rate and term are dependent on credit qualifications and repayment method. 
** This sample payment is based on the maximum term available and the listed APR
(A) Rate includes an automatic repayment plan such as payroll deduction or automatic payment; otherwise add an additional 0.50% to the listed APR
(D) Definition of new vehicle, motorcycle, boat is the current calendar year and the previous calendar year
(E) Maximum age of used vehicle/motorcycle/boat: 10 years old

(F) Maximum age of recreational vehicle: 5 years old

Personal Loans                     APPLY NOW

Effective as of: July 1, 2017

Loan TypeTerm (in months)Maximum AmountAPR* as low asMonthly Payment per $1,000 **
Personal Loan (A)up to 12$15,0007.99%$86.98 **
Personal Loan (A)up to 60$15,00012.99%$22.75
Personal Loan Special (A)(B)up to 12$5,0006.99%$86.53 **
Share Securedup to 60$100,000Collateral plus 4%N/A
Certificate Securedup to 60$100,000Collateral plus 4%N/A

* APR is Annual Percentage Rate. Rate and term are dependent on credit qualifications and repayment method.

** This sample payment is based on the maximum term available and the listed APR

(A) Rate includes an automatic repayment plan such as payroll deduction or automatic payment; otherwise add an additional 0.50% to the listed APR

(B) Maximum loan is based on seasonal loan promotion

 


Credit Cards                     APPLY NOW

Effective as of: July 1, 2017

Loan TypeTerm (in months)Maximum AmountAPR* as low asMonthly Payment per $1,000 **
Visa Credit Card (C)N/A$15,00014.90%N/A
Visa SecuredN/A$15,00011.95%N/A

* APR is Annual Percentage Rate. Rate and term are dependent on credit qualifications and repayment method.

** This sample payment is based on the maximum term available and the listed APR

 

(C) Rates include an automatic repayment plan such as payroll deduction or automatic payment; otherwise add an additional 1.00% to the listed interest rate

 


Home Equity Real Estate Loans    APPLY NOW

Home Equity Line of Credit **10 year draw/20 year payback4.25%***n/a

NMLS number 789578- Please Contact your TCU Lending Department at 781-843-5626 (option 2)
** Variable rate based on Wall Street Journal’s Prime Rate Index. As of June 30, 2017, the Prime Rate is 4.25%
*** APR is Annual Percentage Rate. Rates are based upon your personal credit history. Your rate may be higher. All rates are subject to change without notice. Contact Tremont CU for more info.

Mortgages                     APPLY NOW

Effective as of: July 13, 2017

ProgramRateTermPointsDown PaymentAPR*Monthly Payment per $1,000 **
30 Year Fixed Conventional4.0003005%4.118%$4.77
20 Year Fixed Conventional3.7502005%3.913%$5.93
15 Year Fixed Conventional3.2501505%3.456%$7.03
10 Year Fixed Conventional3.1251005%3.424%$9.71

Adjustable Rate Mortgages                     APPLY NOW

 

TermRateAPR*Monthly Payment per $1,000**
1/1 ARM2.850%4.018%$4.14
3/1 ARM3.125%3.913%$4.22
5/1 ARM3.250%3.845%$4.35
7/1 ARM3.375%3.818%$4.42
10/1 ARM3.500%3.804%$4.49

*APR – Annual Percentage Rate based on loan amount of $100,000.00. All rates are subject to change at anytime.

** This sample payment is based on the maximum term available and the listed APR

NMLS number 789578

Savings

Effective as of: April 1, 2017

SavingsDividend RateAPY*Term
Money Management** >$2,500.00 < $24,999.990.20%0.20%n/a
Money Management** >$24,999.99 <$1,200,000.010.25%0.25%n/a
Regular Savings***0.10%0.10%n/a
Checking Account0.00%0.00%n/a
Christmas Club0.15%0.15%n/a
Vacation Club0.15%0.15%n/a
IRA Variable***0.25%0.25%n/a

*APY= Annual Percentage Yield
**$2,500.00 Minimum Balance to open / obtain the APY for Money Management Accounts
***$30.00 Minimum Balance to open / obtain the APY for Regular Savings Accounts
Rates are subject to change
Fees may reduce earnings

Certificates

Effective as of: April 5, 2017

CertificatesDividend RateAPY*Term
3 Month Certificate0.25%0.25%3
6 Month Certificate0.50%0.50%6
9 Month Certificate0.60%0.60%9
12 Month Certificate0.70%0.70%12
15 Month Certificate0.85%0.85%15
18 Month Certificate0.95%0.95%18
24 Month Certificate1.10%1.11%24
30 Month Certificate1.25%1.26%30
36 Month Certificate1.40%1.41%36
48 Month Certificate1.70%1.71%48
60 Month Certificate2.00%2.02%60

*APY= Annual Percentage Yield
$500.00 Minimum balance to open / obtain the APY
A penalty may be imposed for early withdrawal of certificates
Rates are subject to change

Need the iPad App? Click Here

Need the iPhone App? Click Here

Need the Tablet App? Click Here

Need the Mobile App? Click Here