Rates

Programs, rates, terms, and conditions are subject to change without notice. These rates are for a purchase transaction and assume an 80% LTV, and a 680-credit score. Please note that these rates are not guaranteed; your actual rate may vary based on your unique credit history, loan purpose, and other variable market conditions. Not all applicants will qualify, and all loans are subject to underwriting approval. Additional fees may apply.

*A 30-year fixed rate of 6.75% has a payment per thousand of 6.486.

**A 15-year fixed rate of 6.50% has a payment per thousand of 8.7.

***A 10-year fixed rate of 6.50% has a payment per thousand of 11.35.

The payment amounts listed do not include taxes and insurance; therefore, your actual payment obligation may be higher.

Credit Union membership is required, and members must open and maintain a membership account with a minimum deposit of $5.00. As a credit union, we lend within a limited area; please consult your Loan Officer to confirm whether your loan meets membership requirements.

Programs, rates, terms, and conditions are subject to change without notice. These rates are for a purchase transaction and assume an 80% LTV, and a 680-credit score. Please note that these rates are not guaranteed; your actual rate may vary based on your unique credit history, loan purpose, and other variable market conditions. Not all applicants will qualify, and all loans are subject to underwriting approval. Additional fees may apply.

The 5/6 ARM is an adjustable-rate mortgage. The initial rate is fixed for 5 years and then adjusts every six months thereafter by adding 2.75% to the index (the 1year SOFR). This rate is a discounted rate and will increase in the future. Your initial rate of 6.375% has a payment thousand of 6.23 and will remain fixed for the first five years of your loan. In year six it would adjust to 7.125 % and remain at 7.125% for the remainder of the loan if nothing changes. A rate of 7.125% has a payment per thousand of 6.72. These payments do not include property taxes or homeowners insurance so your payment will be higher.

Credit Union membership is required, and members must open and maintain a membership account with a minimum deposit of $5.00. As a credit union, we lend within a limited area; please consult your Loan Officer to confirm whether your loan meets membership requirements.

Programs, rates, terms, and conditions are subject to change without notice. These rates are for a purchase transaction and assume an 80% LTV, and a 680-credit score. Please note that these rates are not guaranteed; your actual rate may vary based on your unique credit history, loan purpose, and other variable market conditions. Not all applicants will qualify, and all loans are subject to underwriting approval. Additional fees may apply.

The 10/6 ARM is an adjustable-rate mortgage. The initial rate is fixed for 10 years and then adjusts every six months thereafter by adding 2.75% to the index (the 1year SOFR). This rate is a discounted rate and will increase in the future. Your initial rate of 6.875% has a payment thousand of 6.56 and will remain fixed for the first ten years of your loan. If everything remains the same in year ten this rate would adjust to 7.125 % and remain at 7.125% for the remainder of the loan if nothing changes. A rate of 7.125% has a payment per thousand of 6.72. These payments do not include property taxes or homeowners insurance so your payment will be higher.

Credit Union membership is required, and members must open and maintain a membership account with a minimum deposit of $5.00. As a credit union, we lend within a limited area; please consult your Loan Officer to confirm whether your loan meets membership requirements.