Rates

Qualifications

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash^® account during each Monthly Qualification Cycle:

• At least 1 Direct Deposit, ACH Credit, or ACH Payment transaction
• At least 12 debit card purchases
• Be enrolled in and agree to receive e-statements

And, if you don’t meet these qualifications, don’t worry — your account is still free. Plus, you’ll still earn our base rate. And, you can get right back to earning your full rewards the very next cycle that you qualify.

Qualifications

Qualifying for your Kasasa Cash or Kasasa Cash Back^® rewards automatically qualifies you for the highest Kasasa Saver^® rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

• At least 1 Direct Deposit, ACH Credit, or ACH Payment transaction
• At least 12 debit card purchases
• Be enrolled in and agree to receive e-statements

And, if you don’t meet these qualifications, don’t worry — your accounts are still free. Plus, you’ll still earn our base rate on Kasasa Saver. You can get right back to earning your full rewards the very next cycle that you qualify.

* APR is Annual Percentage Rate. Rate and term are dependent on credit qualifications and repayment method. 
** This sample payment is based on the maximum term available and the listed APR 
(A) Rate includes an automatic repayment plan such as payroll deduction or automatic payment; otherwise add an additional 0.50% to the listed APR
(D) Definition of new vehicle, motorcycle, boat is the current calendar year and the previous calendar year
(E) Maximum age of used vehicle/motorcycle/boat: 15 years old

(F) Maximum age of recreational vehicle: 5 years old

* APR is Annual Percentage Rate. Rate and term are dependent on credit qualifications and repayment method.

** This sample payment is based on the maximum term available and the listed APR

(A) Rate includes an automatic repayment plan such as payroll deduction or automatic payment; otherwise add an additional 0.50% to the listed APR

(B) Maximum loan is based on seasonal loan promotion

** Variable rate based on Wall Street Journal’s Prime Rate Index. As of August 1, 2019, the Prime Rate is 5.250%. 
⁺Only available for a limited time. Minimum of $15,000, Maximum of $250,000 with a minimum $15,000 draw. Introductory rate of 2.99% APR for the first 12 months. After 12 months, a rate of the current Prime Rate minus .50% for the remaining term. 
*** APR is Annual Percentage Rate. Rates are based upon your personal credit history. Your rate may be higher. Maximum rate on Tremont CU’s Home Equity Lines of Credit is 18.000% APR.  All rates are subject to change without notice. Contact Tremont CU for more info.

*APR: Annual Percentage Rate. Posted APRs are calculated assuming maximum 80% or 90 % LTV minus any first mortgage balance and credit score of 720 or better. Property must be an owner occupied 1-4 family or single-family vacation property located in Massachusetts or within 100 miles of the Longwood branch. Property insurance is required. Rates and APRs may change at any time and vary according to the property and loan characteristics. Approval subject to Tremont lending criteria and Tremont membership eligibility. Pricing adjustments may apply based upon credit score, CLTV, debt ratios and the loan characteristics.

** This sample payment is based on the maximum term available and the listed APR

NMLS number 789578- To apply, please contact the Tremont Credit Union Lending Department at 781-843-5626 (option 2)

*APR – Annual Percentage Rate based on loan amount of $1,000.00. All rates are subject to change at any time.

** This sample payment is based on the maximum term available and the listed APR. If credit secured by a first lien on a dwelling, the payments do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation will be greater.

NMLS number 789578

*APY= Annual Percentage Yield
**$2,500.00 Minimum Balance to open / obtain the APY for Money Management Accounts
***$30.00 Minimum Balance to open / obtain the APY for Regular Savings Accounts 
Rates are subject to change 
Fees may reduce earnings

*APY= Annual Percentage Yield. No additional deposits. $500.00 Minimum balance to open/obtain the APY. A penalty may be imposed for early withdrawal of certificates. Rates are subject to change

*Annual Percentage Yield (APY) effective date, 11/13/2019. Minimum deposit of $1,000 to open account. Rate applies to new money only. New members must open a share account with a deposit of $30. New deposits only (no internal transfers). This offer may expire at any time. A penalty may be imposed for early withdrawal of certificates. At end of term, CD will automatically rollover into the current rate of the same term. **One deposit may be made during the first 12 months of the certificate and, will not alter the original maturity date. An early withdrawal penalty may apply. Personal deposits of Select Employer Groups and, Middlesex, Norfolk, and Suffolk County residents only. No corporate CDs. Federally insured by the NCUA.