Mortgage Loans

• Competitive rates for home purchase, refinance, or construction
• Available for primary residence, second homes, vacation homes, or investment properties
• A wide range of terms customized to your unique situation
• Let us find the right program for you:
  • Fixed-rate mortgages
  • Adjustable-rate mortgages (ARMs)
  • First-time homebuyer specials
  • FHLBank loan
• Free pre-approval for extra confidence when buying your home
• Refinance your current home to potentially lower your rate
• Quick, local decision-making and processing
• Helpful loan advisors with working knowledge of the Greater Boston real estate market 

Avaliable Nationwide — Contact Us for More Information

FHA Loans

A great choice for purchase and refinancing for those with less-than-perfect credit, insured by the Federal Housing Administration (FHA).

• Down payments as low as 3.5% for single family, condo and 2-4 unit properties 
• Easier credit and income requirements. Credit scores allowed as low as 500
• Very competitive interest rates. 
• Popular with first-time homebuyers

VA Loans 

Designed to honor and support our veterans and active-duty service members with exclusive benefits 

• No down payment needed for purchases
• Up to 100% Loan To Value for cash-out refinance
• No monthly private mortgage insurance (PMI)
• Insured by the U.S. Department of Veterans Affairs

FHA and Fannie Mae Rehab Loans 

• Purchase or refinance a property and borrow the funds needed for renovation 
• Flexible guidelines to accomodate your financing needs 

FHA Reverse Mortgage 

For homeowners 62 and older, this option lets you access home equity while staying in your home. 

• No monthly mortgage payments required for as long as your live in your home
• Recieve cash at closing, an avaliable line of credit or a lifetime monthly stipend. Or any combination of thse 
• Stay in your home as long as it's your primary residence. Must pay property taxes, homeowner's insurance and general upkeep
• You maintain ownership of your home and stay on the deed 

Home Possible ® and Home Ready Mortgages

Affordable mortgage options tailored for low-to-moderate income borrowers, including first-time buyers 

• 3% minimum down payment for owner-occupied single-family properties and condos 
• Flexible credit requirements 
• Reduced interest rates
• Options for 2-4 unit properties 

Non-QM/Non-Traditional Mortgages 

Flexible alternatives to traditional mortgages for borrowers with unique financial profiles 

• ideal for self-employed borrowers using non-traditional income doccumentation 
• Tailored to non-standard credit or employment histories 
• Unique properties can be accomodated for owner-occupied or investment properties 
• Unique financing situations can be accomodated for owner-occupied or investment properties