Personal Loans

APPLY NOW CALCULATORS VIEW ALL RATES

Whether the holidays, debt consolidation or your dream vacation have you in search of a loan, Tremont Credit Union offers Personal Loans for all occasions. Enjoy great rates with terms up to to 60 months.

Click here to apply for a personal loan online, or you can call Tremont Credit Union’s Lending Department 24/7 at 781-843-5626, option 2.

Current Special:

  • Rates as low as 6.99% APR*
  • Make no payments for the first 90 days!*
  • Terms up to 12 months
  • Amounts $500-$5,000
  • For every personal loan closed during November & December 2017, TCU will donate $10 to Boston Children’s Hospital

APPLY NOW  VIEW ALL RATES

 

Get CASH for Refinancing or Referring!

  • Refinance your personal loan from another financial institution with TCU and get $20 CASH (on amounts of $2,000 and up)*
  • Current members: Refer a friend for this loan and get up to $75 CASH!***
    • Get $50 for a new membership**
    • Get additional $25 for referring this personal loan special***

REFER A FRIENDREFINANCE

 

​Program Disclosures

Personal Loan Special Disclosure:
*APR is Annual Percentage Rate. New money only. Rate and term are dependent on credit qualifications and repayment method. Rate includes an automatic repayment plan such as payroll deduction or automatic payment; otherwise add an additional 0.50% to the listed APR. Amounts from $500 to $5,000. Terms up to 12 months. 12 month term at 6.99% APR will have an estimated monthly payment of $86.53 per $1,000 borrowed. Payment is deferred for 90 days. Interest begins accruing upon disbursal of loan. Optional to delay your loan payments for the first 90 days of the loan, otherwise first payment is due after 45 days. Refinance an existing personal loan from another financial institution for $20 cash to be deposited into the members’ account, minimum refinance of $2,000 loan. Offer expires December 31, 2017. 

New Membership Referral:

**Current member must be in good standing with the Credit Union. New member must enroll in direct deposit or open a checking account for incentive. New checking account must remain open and in good standing for at least 60 days, or must enroll in direct deposit within 60 days. Incentive money will be deposited into applicable Tremont Credit Union accounts following 60 days from open date. $50 will be deposited into new member account, $50 will be deposited into existing member account. Offer valid until 12/31/2017.

Personal Loan Referral:

***Current member must be in good standing with the Credit Union. Loan must be funded for incentive payout. Additional $25 will be dispersed to both new member and existing member for a loan referral. Incentive money will be deposited into applicable Tremont Credit Union accounts following loan funding. New member must apply for loan within 3 months of membership open date for the incentive money. Applies to personal loans during promotional period. New money only. Personal Special is amounts $500-$5,000. Can not be used in conjunction with $20 refinance incentive. Offer valid until 12/31/2017.

 

Is a Personal Loan Right for You?

Need short-term financial assistance instead of a long-term loan? Learn the difference between PayDay Loans and short-term personal loans, and how they work today.

Visit Learning Center

 


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